LOANSMART ® Mortgage Corporation AI Platform

Did You Lose Your Home... 
You Could Be Owed Thousands...

A mortgage & equity audit is the easiest way to locate and process funds owed to you from a recent mortgage foreclosure, tax sale, or auction.

Your Home, Your Equity

Your dreams of home ownership became a reality. There are many benefits that are often overlooked. 

Your 'pride of ownership' and peace of mind, are concepts that do not often appear on a personal financial statement. Still, they have value!

While you've worked hard to acquire and even harder to maintain your home, there's another benefit that's frequently unleveraged & poorly managed. YOUR HOME EQUITY!

Your equity is the difference between what you currently owe in mortgage, taxes, liens, etc. and the present market value of your home.

U.S. Supreme Court Decision

On May 25, 2023, in the U.S. Supreme Court Decision 21-166 Tyler v. Hennepin County, a homeowner is entitled to ANY SURPLUS OF FUNDS left over after their property is sold for the debt.  SEE THE CASE - CLICK HERE U.S. Supreme Court Decision TYLER v. Hennepin County

While homeowners are entitled to the mortgage equity surplus funds, there are stipulations that may vary from county to county, state to state which limit the amount of time a homeowner has to claim their funds!

In short, TIME MAY BE RUNNING OUT!


Our LOANSMART® Process

Our process is simple.  We use our custom  LOANSMART®  platform to search public records nationwide. 

We perform a mortgage EQUITY audit. We start with your original mortgage deed, promissory note, and your amortization table.   We calculate the equity you are entitled to.  We obtain proof. 

If your home was involuntarily sold at auction and there was equity at time of sale, we help you prepare a claim for the surplus equity funds and when necessary, we coordinate with independent legal counsel who can represent you in court to recover your funds. 
 
We are NOT a law firm, and do not provide legal, tax or financial advice. Any legal services are provided by independent, licensed attorneys in the state in which the consumer or the property is located. 

In most cases, but not all, there is no upfront fees and no out of pocket expenses. 
PODCAST: Questions & Answers about Mortgage Equity & Tax Auction Refunds   Questions & Answers About Mortgage Equity Recovery

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FACT:  There are over 3,000+ Counties in the U.S. to be searched for funds!

804-494-5777
customerservice@loansmart-ai.com
LOANSMART® Mortgage Corporation
9601 Gayton Road, Suite 100-E
Henrico, VA 23832
United States
Disclaimer
LOANSMART Mortgage Corporation is a private business and is not affiliated with any city, county, state or federal government agency.  We AUDIT public records focusing primarily on mortgages held or previously held by property owners.  Consumers have the right to claim any surplus funds on their own directly from the holding agency without using a third-party service or paying a fee.  
Fee Disclosure
We work strictly on a contingency basis unless the funds to be recovered are not sufficient to cover the travel costs to the county or courthouse, the cost of obtaining certified copies of official records, postage, etc.
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